Satellite Beach Fire Department’s ISO Rating
Improves to a Class 2
The Satellite Beach Fire Department was proud to announce that the department's fire protection rating from the Insurance Services Office (ISO), a National Insurance Industry Risk Rating and Assessment Service Inspection, had improved to a Class 2.
This change not only meant the department's level of fire protection service had improved, according the ISO analysis, but it also earns lower property insurance rates for home and business owners within the City of Satellite Beach. There are only two other fire departments in Brevard County with a Class 2 rating, Cocoa Beach, and the City of Melbourne.
The ISO rates municipalities on a scale of 1 to 10. An ISO Class 10 rating is considered the least effective fire defense, while an ISO Class 1 rating is the most effective fire defense system. ISO ratings play an important role in the underwriting process at insurance companies. Most U.S. insurers — including the largest ones — use these ratings as part of their decision-making when deciding which coverages to offer, and the prices to charge for personal or commercial property insurance.
Fire station personnel worked hard to maintain fire standards, changes in operating procedures, and to update information on all areas of fire protection within the City. The ISO’s process for the rating is based on surveying and inspecting all aspects of what the fire department has achieved since its last review in May 2010, when the department lowered it's ISO Score from a Class 5 to a Class 3. Satellite Beach Fire Department is always working on improvements to provide property owners in Satellite Beach with the best possible service.
ISO officials look at the 911 system, the water system as relates to hydrants and many other factors involved in providing quality fire and rescue service. Countless hours of preparation went into getting ready for the inspection. Of 48,885 departments inspected nationwide, only 97 achieved a Class 1 ISO rating. Satellite Beach joins just 917 other departments in the nation that have achieved a Class 2 rating. Based on this review, we feel Satellite Beach Fire Department is positioned to reduce our ISO rating to a Class 1 department within the next three years. To achieve this rating major improvement of the hydrant system in the City is currently underway and the Fire Department is working toward International Accreditation, both of which will go toward our ISO rating.